Compliance

Regulatory Compliance

Rapidtrade operates under strict regulatory oversight to ensure the safety, security, and legal protection of our users and their assets.

Licenses & Registrations

We maintain active licenses and registrations with financial regulatory bodies across multiple jurisdictions.

U.S. Securities & Exchange Commission (SEC)

Securities trading services are provided through our registered broker-dealer partner, Alpaca Securities LLC, a member of FINRA and SIPC.

CRD#: 288202

SEC File Number: 8-70494

Financial Crimes Enforcement Network (FinCEN)

Rapidtrade Inc. is registered as a Money Services Business (MSB) for digital asset transmission and exchange services.

MSB Registration Number: 31000212458936

Registration Date: March 15, 2021

State Money Transmitter Licenses

We hold Money Transmitter Licenses (MTLs) in 48 U.S. states and territories, enabling compliant operations nationwide.

New York BitLicense: Pending (operating under safe harbor)

European Union (MiCA)

Rapidtrade Ltd. (UK subsidiary) is registered as a Virtual Asset Service Provider (VASP) under the Markets in Crypto-Assets regulation.

VASP Registration: EU-VASP-2024-RT-0892

Effective: January 1, 2025

Anti-Money Laundering (AML) Program

Our comprehensive AML program is designed to detect and prevent financial crimes while maintaining a seamless user experience.

Know Your Customer (KYC)

All users undergo identity verification before accessing trading services. We use industry-leading verification providers to ensure accuracy and compliance.

Transaction Monitoring

Advanced algorithms monitor all transactions in real-time for suspicious activity, with automatic flagging and manual review processes.

Suspicious Activity Reporting

We file Suspicious Activity Reports (SARs) with FinCEN as required by law and maintain comprehensive records for regulatory examination.

Security Certifications & Audits

Our infrastructure and practices are independently audited to ensure the highest standards of security and data protection.

SOC 2 Type II

Independently audited and certified for security, availability, processing integrity, confidentiality, and privacy controls. Audit performed by Deloitte & Touche LLP.

Last audit: October 2025

ISO 27001

Certified for information security management systems (ISMS). Demonstrates our commitment to systematic management of sensitive information.

Certificate: IS 745892

PCI DSS Level 1

Compliant with Payment Card Industry Data Security Standards for secure handling of credit card information via our payment processor partners.

Validated: January 2026

Penetration Testing

Quarterly penetration tests conducted by third-party security firms. Annual red team exercises to test our incident response capabilities.

Testing partner: HackerOne

Asset Protection

We employ multiple layers of protection to safeguard user assets.

Cold Storage

95% of digital assets are held in geographically distributed cold storage vaults with multi-signature access controls. Hot wallet holdings are maintained at minimum operational levels and are fully insured.

Insurance Coverage

Digital assets are protected by a $250 million commercial crime insurance policy underwritten by Lloyd's of London, covering theft, fraud, and unauthorized access. Securities are protected by SIPC up to $500,000 (including $250,000 for cash claims).

Segregated Accounts

User funds are held in segregated accounts at FDIC-insured banks (for USD) and separate omnibus wallets (for digital assets). User assets are never commingled with company operating funds.

Legal Entity Structure

Rapidtrade operates through a group of regulated entities across jurisdictions.

Rapidtrade Inc.

Delaware Corporation • Global Holding Company

EIN: 85-1234567

Rapidtrade Digital LLC

Delaware LLC • Digital Asset Services

FinCEN MSB

Rapidtrade Ltd.

UK Private Limited Company • European Operations

Company No: 14892345

Risk Disclosures

Trading Risk: Trading in stocks, options, and digital assets involves substantial risk of loss and is not suitable for all investors. Past performance is not indicative of future results. You should carefully consider your investment objectives, level of experience, and risk appetite before investing.

AI Signals: AI-generated trading signals are provided for informational purposes only and do not constitute financial advice. The accuracy of AI predictions cannot be guaranteed. Always conduct your own research before making investment decisions.

Digital Assets: Digital assets are speculative and involve a high degree of risk. Prices can fluctuate significantly in short periods. Digital assets are not legal tender and are not backed by any government. Regulatory changes may adversely affect the use, transfer, and value of digital assets.

Not FDIC Insured: Digital assets held through Rapidtrade are not deposits, are not insured by the FDIC, and are not protected by SIPC. USD held for trading purposes may be held at partner banks and may be eligible for FDIC insurance up to applicable limits.

Compliance Inquiries

For regulatory inquiries, subpoenas, or compliance-related matters, please contact our compliance team.

Email: compliance@rapidtrade.org

Data Protection Officer: dpo@rapidtrade.org